Helix Markets User Agreement

1. Operator and acceptance

Helix Markets is operated by Benjamin Scesa, individually (“Helix,” “we,” or “us”). By creating an account or using the service, you agree to this User Agreement and the documents linked in the Legal Center.

2. Age and parental permission

You must be at least 13 years old. If you are 13 through 17, your parent or legal guardian must review these terms with you, consent to your use, and supervise your account. By permitting use, the parent or guardian agrees to these terms on the minor’s behalf. We do not knowingly permit children under 13 to create accounts.

3. Educational simulation only

Helix is not a broker-dealer, investment adviser, bank, exchange, custodian, or fiduciary. Helix does not accept deposits, hold customer funds or securities, execute real-money transactions, or provide investment, legal, or tax advice.

Virtual cash, positions, fills, returns, rankings, achievements, and rewards have no monetary value, cannot be withdrawn or transferred, and do not establish ownership of any security. Simulated performance does not predict actual results.

4. Accounts and security

You are responsible for authorized activity on your account and for protecting access to your Apple account and device. Notify us promptly at bscesa4@gmail.com of suspected unauthorized access. We may restrict or terminate access to protect users, enforce these terms, or comply with law.

5. Market data, AI, and availability

Market data may be delayed, incomplete, adjusted, cached, unavailable, or erroneous. Simulated fills can differ materially from real execution because they do not fully reproduce liquidity, slippage, queue position, fees, taxes, halts, or market impact.

AI output may be inaccurate or incomplete. You must independently verify information and must not treat AI output as a recommendation or prediction. The service may change, experience outages, or discontinue features.

6. Subscriptions

Optional Helix Pro subscriptions are billed by Apple and renew automatically unless canceled through Apple. Prices, periods, trial terms, and renewal information appear before purchase. See the Subscription Terms for details.

7. Acceptable use and intellectual property

You may use Helix personally for lawful educational purposes. You may not misuse accounts, probe security, automate excessive requests, scrape or redistribute licensed market data, manipulate competitions, impersonate others, reverse engineer protected portions of the service, or infringe intellectual-property rights.

Helix software, branding, organization, and original content are owned by the operator or licensors. Market data, news, and third-party content remain subject to their owners’ rights.

8. Disclaimers and limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ACCURACY, AVAILABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HELIX WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOST DATA, LOST PROFITS, OR LOSSES BASED ON ACTUAL OR SIMULATED TRADING DECISIONS. Nothing here limits liability that cannot legally be limited.

9. Arbitration, class-action waiver, and opt-out

Except for eligible individual small-claims matters, requests for emergency injunctive relief, and disputes that cannot legally be arbitrated, you and Helix agree to resolve disputes through individual binding arbitration administered by the American Arbitration Association under its applicable consumer rules. The Federal Arbitration Act governs this arbitration provision.

YOU AND HELIX WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION, TO THE EXTENT PERMITTED BY LAW. A parent or guardian consenting for a minor also agrees on the minor’s behalf to the extent enforceable.

You may opt out of arbitration by emailing bscesa4@gmail.com within 30 days after first accepting these terms. Include your name, account email, and a clear statement that you opt out of arbitration. Before filing a claim, each party will give the other a written description and allow 30 days for informal resolution.

10. Maryland law and changes

Maryland law governs these terms, without regard to conflict-of-law rules, except that the Federal Arbitration Act governs arbitration. If arbitration does not apply, exclusive venue will be in a court of competent jurisdiction located in Maryland, unless applicable law requires otherwise.

We may update these terms prospectively. Material changes will be communicated in the app or by another reasonable method. If you disagree, stop using the service and delete your account.

11. Contact

Questions or legal notices may be sent to bscesa4@gmail.com.